Best Government Scheme: Deposit only 28 rupees a month, you will get the benefit of 4 lakh rupees; Know the details

New Delhi. If you are looking for any investment idea, then this news is for you. Today we will tell you about a best scheme. In this, by depositing only Rs 28.5 every month, you can take advantage of the full Rs 4 lakh. For this you should have an account in any government bank.

Have to invest only Rs 342 in a year

If you have an account in a government bank, then you can take advantage of this scheme. For this you have to invest in two schemes of the government. These schemes are – Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY). The investment amount in both these schemes is very less. Combining both the schemes, you will have to deposit only Rs 342 in the whole year.

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Pradhan Mantri Jeevan Jyoti Bima Yojana

It is worth noting that under the Pradhan Mantri Jeevan Jyoti Bima Yojana, the nominee gets Rs 2 lakh on the death of the insured. Any person from 18 to 50 years can take the benefit of this scheme. For this scheme also you have to pay only Rs 330 annual premium. Let us tell you that both these are term insurance policies. This insurance is for a year.

Prime Minister’s Suraksha Bima Yojana

Let us tell you that under the Pradhan Mantri Suraksha Bima Yojana, in case of death of the insured in an accident or completely disabled, a compensation of Rs 2 lakh is available. Under this scheme, if the insured becomes partially or permanently disabled, then he gets a cover of Rs 1 lakh. In this, any person between the age of 18 to 70 years can take cover. The annual premium of this plan is also only Rs 12.

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You can also invest in these schemes

Some other schemes of the government are also very good from investment point of view. You can also invest in Atal Pension Yojana in this. Under this scheme, the government guarantees a pension of 1000 to 5000 rupees per month. In this scheme of the government, a person up to the age of 40 years can apply.

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